Loan Against Property
Are you asset rich and looking for quick loans to expand your business?
We applaud smart entrepreneurs who are focused to keep innovating and concentrating on business growth and profitability. To keep their mind off worries of finding money for their business advancement we offer loans against properties at low rates of interest.
Loan Against Property
Are you asset rich and looking for quick loans to expand your business?
We applaud smart entrepreneurs who are focused to keep innovating and concentrating on business growth and profitability. To keep their mind off worries of finding money for their business advancement we offer loans against properties at low rates of interest.
Loan Eligibility
KYC documents - address proof and identity proof of all applicants
The business should have existed for more than 2 years
The main applicant, Director / Promoter / Partner / Proprietor should be above 25 years of age
Business turnover must be at least Rs. 40 lakhs per year
The applicants must own at least one property asset, either residential or business
Documents Required For Loan
- Proof of Identity & Age Proof Passport
Valid driving license, Voters ID Card, Pan card, Aadhaar card
- Proof of Address & Signature
Valid driving license, Leave & License Agreement, Register sale deed or sale agreement
- Proof of Address of the Firm
Latest Telephone Bill (or) Electricity Bill (or) Bank Statement (or) Leave and licence agreement
- Proof of Financial Statement
Audited Financial Statement, ITR of the last 2 or 3 years along with the schedules, Notes to Accounts and Audit Report & All relevant annexures
- Proof of Bank Statement
Last 6 or 12 months, Self-Certified Provisional Balance Sheet and P&L Account of latest Year Sheet
- Proof of Company Documents
Firm Registration (or) Shop Establishment (or) CST (or) VAT (or) GST Certificate.
- Proof of Property
Property paper including Title Deed, Completion Certificate, Occupancy Certificate, Tax Receipt, Sanction Plan, etc.
Get funds for your Purpose
Business Growth
Go ahead in your business journey with confidence. When you are planning for expansion and finances block your path, our loans clear the way for your success.
Purchasing New Equipment
We turn your decision into reality. Achieving greater scalability relies on having the right equipment. Our specially crafted loan simplifies equipment purchase, enabling cost spreading over years with ideal loan terms.
Working Capital Finance
Sometimes, businesses might face a shortage of funds for daily operations due to other expenses, leaving a gap in working capital. We provide financial solutions to ensure smooth functioning.
Go Global
Make a mark in the global business stage and serve customers far and wide. Seize every opportunity to expand locally and internationally, connecting with a diverse multinational audience. Count on us for the financial support needed to turn these visions into reality.
Inventory Purchase
Getting the inventory right is crucial for any business. Inventory not only ensures readiness for unexpected high demands but also serves as a buffer for unexpected business challenges. Our loans are crafted for obtaining the necessary inventory.
Hire More Staff
Achieving complete business growth requires a skilled staff that guides you toward the peaks of success. When you hire people, you have to spend money. We're here with the perfect credit solution for this.
How Are We Different From Others?
Quick & Easy Approval
Approval is done as quickly as 24 hours with our online process.
Competitive Interest Rates
We match the loan to your needs with competitive interest rates.
Flexible Repayment Options
Options to choose your convenient and flexible repayment option. This allows you to change plans of repayment at any time.
Personal Account Advisor
You will have a committed Account Advisor who will work with zeal and focus to guide you through the process and clarify any queries you may have along the way.
How Are We Different From Others?
Quick & Easy Approval
Approval is done as quickly as 24 hours with our online process.
Competitive Interest Rates
We match the loan to your needs with competitive interest rates.
Flexible Repayment Options
Options to choose your convenient and flexible repayment option. This allows you to change plans of repayment at any time.
Personal Account Advisor
You will have a committed Account Advisor who will work with zeal and focus to guide you through the process and clarify any queries you may have along the way.
Term Loans Calculator
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Frequently Asked Questions
Finplex Technologies Private Limited is a fintech platform where businesses can get loan financing for almost any purpose, including to expand their operations, buy new equipment, manage working capital, consolidate existing debt etc.,
Finplex works with Banks and NBFCs, our lending partners, to provide the loans and supports the small business sector in India, helping the core of Indian economy.
Finplex arranges for loans for only established and creditworthy businesses, with a minimum two years of history. In order to assess the loan applications, we source information on credit bureaus such as CIBIL, CRIF Highmark and Experian as well as from other sources. After approval by Finplex, the loan applications are sent to the lending partners for a review.
Finplex also provides various reporting tools to the lending Banks and NBFCs. If payments are missed by the borrower, our in-house collections team and our external collections partners will chase the borrowers to recover the dues.
We require:
- Proof of Identity & Age Proof Passport
Valid driving license, Voters ID Card, Pan card, Aadhaar card - Proof of Address & Signature
Valid driving license, Leave & License Agreement, Register sale deed or sale agreement - Proof of Address of the Firm
Latest Telephone Bill (or) Electricity Bill (or) Bank Statement (or) Leave and licence agreement - Proof of Financial Statement
Audited Financial Statement, ITR of the last 2 or 3 years along with the schedules, Notes to Accounts and Audit Report & All relevant annexures - Proof of Bank Statement
Last 6 or 12 months, Self-Certified Provisional Balance Sheet and P&L Account of latest Year Sheet - Proof of Company Documents
Firm Registration (or) Shop Establishment (or) CST (or) VAT (or) GST Certificate. - Proof of Property
Property paper including Title Deed, Completion Certificate, Occupancy Certificate, Tax Receipt, Sanction Plan, etc.
We provide loans for almost all business purposes, including:
- Business expansion
- Working capital finance
- Inventory finance
- Purchase of equipment and machinery
- Renovation of business premises
We currently provide loans within 60 kms radius of:
- Bangalore
- Hyderabad
- Vizag
- Vijayawada
- Hubli
- Mysore
- Delhi
- Gurgaon
- Faridabad
- Noida
- Greater Noida
- Indore
- Ghaziabad
We are constantly adding new locations, so please check this page again shortly if your city or town is not included above.
We give loans starting with Rs. 3 lakhs, up to a maximum of Rs. 40 lakhs.
We provide flexible terms for repayment, starting with 12 months and up to a maximum of 36 months.
The loans will be repaid through equated monthly instalments (EMIs) directly to the lending partner, through NACH.
There is no fee for applying for a loan.
You can either call our toll-free number at 1800-2122-781 or write to us at customercare@finplex.in. Our customer support executives are available between 9:30 am and 6:00 pm, Monday to Friday except on bank or public holidays.
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© Copyright 2024 | Finplex
© Copyright 2024 | Finplex